Health Insurance in Canada for International Students
While Canada is famous for its free Canadian health care for Canadian citizens and permanent residents. However, international students aren’t automatically eligible for free universal health care in every province and territory. For this reason, all international students attending school in Canada must arrange for health insurance for the duration of their study program.
No one wants to become ill while traveling or studying overseas, but the wise traveler plans ahead. It is best to completely understand the health care system of country. The health care system of Canada is no separate from other countries .
All international students who study in Canada are required to have health insurance. Medical coverage varies from province to province for international students , In provinces in which international students are not covered under provincial health care plans, you will have to make arrangements for private health insurance coverage.
Importance for international students to get health insurance
All international students studying in Canada are required to have health insurance. Several Canadian provinces will provide health insurance to international students under their provincial plan, but not all do. While all provinces and territories in Canada will provide free emergency health services to individuals who don’t have a health card, these services are restricted.
- Health insurance covers expenses caused by injuries, diseases and other health conditions.
- This health plan may provide coverage for your family member if they are travelling with you.
- A single insurance plan can cover you throughout your study duration in Canada, meaning that you don’t need to renew it till you complete your study.
- The insurance plans are affordable as students are generally young and healthy.
Private health insurance
The medical care offered by your province or territory might not be covered in other provinces and territories. For this reason, you may require private health insurance if you plan to travel.
Private health insurance is also available for services that may not be covered under your province or territory’s health insurance plan. These services generally include prescription drugs, dental costs, private hospital rooms, ambulance services, and prescription glasses. Some provinces’ plans also exclude arguably “marginal” operations such as IVF treatment.
As an international student studying in Canada, it is advisable that you purchase private health insurance before your trip, to make sure you are covered in all cases.